Whilst the Crown frequently refers to the monarch, this reference is to the monarch in his or her capacity as monarch, and does not refer to that individual in his or her totality of ownership interests and actions. The monarch can act in an official capacity (as the Crown) and in a private capacity. This duality of characterisation can be illustrated in several ways. In property ownership for example, although both are royal residences, Buckingham Palace is the property of the Crown via the Crown Estate (an organ of government) whilst Balmoral Castle is the property of Elizabeth II personally, and not of the Crown. The latter property can be freely alienated by the Queen, whereas any disposition of the former property would need to be done via instrument of government as an act of state. Similarly, the Queen's bank accounts at Coutts (a private entity, albeit whose parent entity, Royal Bank of Scotland, is coincidentally majority-owned by the state as a result of a bail-out of the bank during the financial crisis of 2007–2008) contain components of her private wealth only, whilst the resources of the monarch acting as the Crown are dispensed from HM Treasury and the Crown Estate to the Royal Household. A third example is in employment relationships; Elizabeth II can use her private resources to employ persons to run her private affairs (even if in practice it is likely that her private enterprises such as the Balmoral and Sandringham estates are structured as companies, which as entities with separate legal personality in Scots and English law would be the true hirer of an employee, which makes this unlikely in practice). However those who assist as employees of the monarch as the Crown (e. g. the staff at Buckingham Palace) do so on employment from the Royal Household, the official department charged with supporting the monarch. Those who are directly appointed to official positions by the monarch (commissions in the Army, judges of the courts of England and Wales, governors of Canadian provinces to take discrete examples) form a third category, where the Crown as monarch begins to blend into the Crown as state. Strictly speaking, government officials are for the service of the monarch acting officially, whilst she might hire private advocates to pursue actions in her private life. Thus the monarch's main lawyer as to English law is the government's lawyer, the Attorney General, but in her private capacity she instructs Farrer & Co, an independent law firm.